PRICED OUT AND LEFT BEHIND: AUSTRALIA'S HOME INSURANCE AFFORDABILITY CRISIS 

This piece by Lachie Thomas examines the intersection of climate change, housing affordability, and financial risk in Australia. It explores how rising insurance premiums are forcing households to underinsure or go without cover, the cascading consequences for individuals and the broader economy, and what a proactive, coordinated policy response must look like to avert a deepening crisis.